Golf carts can support thousands of pounds of weight and can be given speeds of up to 20 miles per hour. Yet, little to no one thinks about getting the golf cart insurance that one might think about getting if they are driving a car or truck.
A top insurance company can offer protection for golf cart owners just as it would any car driver. Here’s a quick guide to understanding
Cover the Costs of Repairs From Collisions
There are many benefits to carrying golf cart insurance, but one of the most important is that it can help cover the costs of repairs from collisions.
Whether you hit a tree branch that falls in your path, or another cart while out on the course, damages can quickly add up. You can avoid having to pay out of pocket for these repairs by having insurance for a golf cart.
Provide Liability Coverage if You Are at Fault
If you are at fault in an accident, golf cart insurance can provide liability coverage. This can help cover repairs to the other vehicle, medical expenses, and even legal fees.
While this coverage is only required in some states, it is something to consider if you regularly drive a golf cart.
Protection From Acts of Nature
Golf cart insurance is beneficial in relation to acts of nature. Golf cart insurance typically covers wind and hail damage, and flooding. This type of insurance can also cover towing and labor costs if your golf cart is damaged due to an act of nature.
Coverage for Theft and Vandalism
Another important reason to get insurance for a golf cart is to protect your cart from theft and vandalism. Though you can avoid losing it by using a tracker golf cart to monitor the location, sometimes it just happens.
If your cart is stolen, you will be able to file a claim with your insurance company and receive compensation for the loss. If your cart is vandalized, you may be able to file a claim to have the repairs covered by your insurance policy.
Cover Rental Fee Of Golf Cart While Being Repaired
If you are renting a golf cart while yours is being repaired, golf cart insurance can help cover the rental fees. Golf cart insurance can also help protect you from liability if you are involved in an accident while operating the rental golf cart.
If the golf cart is damaged while in your care, golf cart insurance can help cover the repair costs.
Medical Expense and Legal Fees
Golf cart insurance can help cover the cost of medical bills if you are involved in an accident, and it can also help pay for legal fees if you are sued. Golf cart insurance is a wise investment for anyone who owns a golf cart.
It can also give you peace of mind in knowing that you are protected financially if something happens.
Golf Cart Insurance for Your Peace of Mind
There are many benefits to having golf cart insurance. Perhaps the most important benefit is that it can protect you from financial responsibility.
Ultimately, golf cart insurance is an important way to protect yourself, your golf cart, and your finances.
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Andrea Parker is a reporter for Zobuz. She previously worked at Huffington Post and Vanity Fair. Andrea is based in NYC and covers issues affecting her city. In addition to her severe coffee addiction, she’s a Netflix enthusiast, a red wine drinker, and a voracious reader.
